Homeownership
Financed by the People.
Raise your down payment through fractional ownership with investors on our platform and secure your mortgage from the people — not the banks.
- No banks required
- Lower barriers to entry
- Built for you, by the people
The Problem With Today's System
"When banks stop lending, dreams get delayed."
The traditional mortgage system was built for banks — not for people. It's slow, exclusive, and leaves millions of would-be homeowners locked out of the market.
Banks Control Your Future
Banks decide who gets approved and when.
High Barriers to Entry
Saving 20% down payment can take years, if not decades.
Economy Stalls
When banks tighten lending, the entire market slows down.
Not Built for You
The system wasn't designed for everyday people like you.
A Better Way to Buy Your First Home
TradeREA empowers you to raise your down payment through fractional ownership with investors on our platform and get your mortgage from the people—on the exchange.
Step 1
Raise 20% Equity
Offer fractional ownership shares of your future home to verified investors on the platform.
Step 2
Get 80% Mortgage
Borrow from a network of lenders and individuals on the exchange. More options. Better rates.
Step 3
Own Your Home
Close, move in, and start building your future. You own the home. You control your journey.
Step 1
Raise 20% Equity
Offer fractional ownership shares of your future home to verified investors on the platform.
Step 2
Get 80% Mortgage
Borrow from a network of lenders and individuals on the exchange. More options. Better rates.
Step 3
Own Your Home
Close, move in, and start building your future. You own the home. You control your journey.
Old Way
Banks Decide
You save alone for years. Banks then decide if you qualify for the rest, on their terms. One rejection and your dream stalls.
20%
You save alone
80%
Bank controls
TradeREA Way
People Decide
Community funds your 20%. People lend your 80%. You move in faster.
20%
Community funds
80%
People lend
How It Works on TradeREA
Three simple steps to owning your home — without the banks getting in the way.
Raise 20% Equity
List your home on the platform and invite investors to fund your down payment through fractional ownership.
Raise Your Down Payment
Target: $100,000
$60,000
Get 80% Mortgage
on the Exchange
Borrow from a network of lenders and individuals on the platform. No bank delays.
Available Mortgage Offers
Community Capital Fund
4.75% APR
$400,000
REA Lenders Pool
4.90% APR
$400,000
Global Real Estate Fund
5.10% APR
$400,000
Close & Move In
Close the deal on the platform and move into your new home.
You Own It.
